Phobian Phantasm

Creature - Illusion 3/3, 1BB (3)
Flying; fear (This creature can't be blocked except by artifact creatures and/or black creatures.)
Cumulative upkeep {B} (At the beginning of your upkeep, put an age counter on this permanent, then sacrifice it unless you pay its upkeep cost for each age counter on it.)¹
Illus. Steven Belledin

Gatherer Card Rulings [Nov 2009]

• 10/1/2008: Paying cumulative upkeep is always optional. If it's not paid, the permanent with cumulative upkeep is sacrificed. Partial payments of the total cumulative upkeep cost can't be made. For example, if a permanent with "cumulative upkeep {1}" has three age counters on it when its cumulative upkeep ability triggers, it gets another age counter and then its controller chooses to either pay {4} or sacrifice the permanent.

Format Legality	Legal in Vintage, Legacy, Extended Banned in Standard
Printings (1/9)	Coldsnap (Uncommon)